Over 45 years of customer-focused third-party benefits administration.



Offering You Premium Services & Support

We provide the highest quality assistance in the design, administration, and communication of a wide range of employee benefits plans, compensation plans, and retirement and investment services.

Reimbursement Accounts

From Flexible Spending Accounts to Health Reimbursement Arrangements, Commuter Benefits and Dependent Daycare Reimbursement, enhance your benefits program with one of P&A’s expertly administered plans.

COBRA Administration

COBRA is complicated and stringent. Let P&A assume your COBRA responsibilities and liabilities with our experienced COBRA administration service.

Billing Solutions

Save endless hours spent managing your monthly employee benefit bills when you outsource the process to P&A. We’ll take on the responsibility of managing your benefit invoices and give you back hours in your day.

Retirement Plans

Implementing the right employer-sponsored retirement plan can be daunting. With P&A’s retirement plan services, we’ll create a solution that is tailored to your needs and aligns with your business goals.

News & Blog

Expiration of COBRA Subsidy Allowed under ARPA

November 23, 2021
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P&A Group Launches GoodCell’s Platform for FSA/HSA Members

November 17, 2021
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IRS 2022 Contributions Limits: What’s Changing

November 10, 2021
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At-home COVID-19 Tests are FSA, HSA Eligible

September 16, 2021
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P&A Account Tools to Consider Ahead of Open Enrollment

August 23, 2021
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P&A Group August Career Fair

August 19, 2021
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Why choose P&A Group?

Most companies realize a happy, healthy employee is a good employee. Unfortunately, for most employers, this is easier said than done.

At P&A Group, we specialize in customized, creative solutions that benefit employers & employees alike.

Flexible & Friendly

Here at P&A, we’re always happy to find a creative, custom solution to your unique benefits challenge.

Expert & Empathetic

Our team has the know-how to answer all your questions and the can-do attitude to go the extra mile.

Thorough & Transparent

You can rely on our dependable team to meet your expectations and provide accurate resolutions.

Progressive & Personal

P&A applies personalized service to our business model and gives you the same-day answers you need.


For the last several years, P&A Group has been an absolute joy and pleasure to work and partner with…you will not be disappointed if they are selected to be your new vendor for COBRA/FSA.

Tondalaya Johnson
Baltimore Public Schools System

The team is quick to respond to any questions or concerns. Very timely in their process. Great customer service. It has been a pleasure working with the team.

Kerri Smith
Urban Grid Solar Projects

Very easy transition. P&A has been very helpful, and the level of personal contact is wonderful.

Coleen Faytek
Amatech, Inc.

Our sincere thanks and appreciation for the way your team jumped in to rescue us from a very hard position. Your team was so responsive and got things moving very quickly such that our employees were spared much of an inconvenience in the expedited and unexpected transition from our previous provider... we feel we have really made a great decision to partner with P&A!

Michael Trueblood
Karsten Manufacturing Corp.