IRS Releases HSA Limits for 2024

A mother and daughter put money into a piggy bank.


On May 16, 2023, the IRS released the inflation-adjusted amounts for Health Savings Accounts for 2024.  Among the changes are increases to the minimum High Deductible Health Plan (HDHP) amounts for single coverage ($1,600) and family coverage ($3,200).

Below is a table with the updated HSA limits for 2024, effective January 1, 2024.


HSA Limits for 2024

Health Savings Account



HSA Contribution Limit – Individual Coverage $3,850 $4,150
HSA Contribution Limit – Family Coverage $7,750 $8,300
HDHP Minimum Deductible – Individual Coverage $1,500 $1,600
HDHP Minimum Deductible – Family Coverage $3,000 $3,200
HDHP Maximum Out-of-Pocket – Individual Coverage $7,500 $8,050
HDHP Maximum Out-of-Pocket – Family Coverage $15,000 $16,100


To check your account balance or manage your HSA, log into your account.

Pro Tip:  Health Savings Accounts are triple-tax advantaged accounts that can save you significantly on healthcare costs.  See how you can benefit from an HSA.

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