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Rick began his career at P&A as an intern in 2001 while attending college in Buffalo, NY. After graduating from Canisius College with a Bachelor of Science in Finance and Economics, Rick joined P&A full-time in 2003. Since then, Rick has focused extensively on expanding P&A’s broker relationships on a national basis. He has extensive experience designing and implementing FSA, HRA, HSA, COBRA, Commuter and Retiree Billing services. Rick supports P&A’s broker partners and clients around the country. As a member of the Executive Leadership Team, Rick has helped shape P&A’s strategic initiatives for over 20 years. Rick lives in Nashville, Tennessee with his wife and two children.